Consultations
The FLA responds to many consultations by UK Government departments, The European Commission and other stakeholders. The most recent responses can be found below.
FLA response to the Consumer Rights Directive consultation-
6 September 2010
The FLA has responded to the Consumer Rights Directive consultation.
FLA response to the Competition Commission's PPI point-of-sale ban-
8 June 2010
The FLA has responded to the Competition Commission's market investigation into payment protection insurance and the consequent consultation on reviving the point-of-sale ban.
FLA response to Consultation into the use of Orders for Sale-
18 May 2010
The FLA has responded to the Government's consultation into the credit industry's use of Orders for Sale.
FLA's response to the OFT's draft guidance on sections 77/78/79 of the CCA-
21 April 2010
The FLA has responded to the OFT's consultation on their draft guidance on sections 77, 78 and 79 of the Consumer Credit Act 1974.
FLA response to EU consultation on product tying-
16 April 2010
The FLA's response to the European Commission consultation on tying and other potentially unfair commercial practices in the retail financial service sector.
FLA response to The CC's consultation on the modelling approach-
22 March 2010
The FLA's response to the Competition Commission's latest modelling consultation paper.
Proposed changes to the edited register-
1 March 2010
FLA's response to the Ministry of Justice consultation on proposed changes to the edited register.
FLA Response to Treasury Mortgage Regulation Consultation-
19 February 2010
This paper sets out the FLA's views on the Treasury's Mortgage Regulation Consultation Paper published in December 2009, which looks at whether the regulation of second charge mortgages should transfer from the Office of Fair Trading to the FSA.
FSA Mortgage Market Review-
2 February 2010
FLA's response to the FSA's recent Mortgage Market Review.
Credit and Store Card Review-
19 January 2010
FLA's response to the Government's review of credit and store cards. Over the course of the review, the Government has received extensive information on the market. We have called on the Government to now review its proposals in light of this information and in discussion with the industry.
