FLA constantly campaigns on key industry issues and influences proposals for change. With an unparalleled reputation for quality, depth of expertise and influence, we help shape the development of government policy and regulation. This involves developing policy areas across the wide range of industry issues, lobbying decision-makers both at home and in Europe. Our responses to consultation papers can be found in the library.
FLA also has a public affairs micro site on the ‘e-politix’ web system that is accessible by all MPs, Lords, their researchers and Government departments.
FLA has an active interest in a wide range of issues including:
FLA's Response to Enforcement Restriction Orders/Administration Orders consultation
FLA's Response to HM Courts Service consultation on proposed Enforcement Restriction Orders Administration Orders - 16 April 2008
FLA Response to Revised OFT Draft Guidance on Unfair Relationships
FLA's response to OFT revised draft guidance on Unfair Relationships - 16 April 2008
A Guide to Personal Finance - a practical pack to use with constituents
Aimed at MPs, Councillors and members of the devolved Parliaments and Assemblies, the pack provides guidance on the wide range of financial products and issues experienced by consumers in their everyday lives.
FLA's Response to Hunt Review of FOS
FLA's response to Lord Hunt's call for evidence in his review of the accessibility and transparency of the Financial Ombudsman Service
FLA's Response to the Competition Commission's Emerging Thinking document on the Payment Protection Insurance Market
FLA's response to the Competition Commissions (CC) Inquiry into Payment Protection Insurance (PPI) - 14 December 2007
Fraud in the Private Sector - An Introduction to Law Enforcement in the UK
This Guide provides an overview of the main criminal justice agencies that have a remit to investigate and prosecute some frauds against private sector businesses. Produced in association with the FAP.
A consumer guide to payment protection insurance
Consumers will find payment protection insurance (PPI) much easier to understand following the publication of the consumer guide by the Finance and Leasing Association (FLA) and the Association of British Insurers (ABI)
FLA Accredited Trade Association Code of Practice for DVLA Keeper Data Access
FLA has been accepted by the Driver and Vehicle Licensing Agency (DVLA) as an Accredited Trade Association (ATA) for access to vehicle keeper data
FLA Response to ICOB Review
FLA responds with serious concerns to the FSA's proposed differentiated regime for PPI
UK Cross Industry Letter letter responding to BRE/NCC report
Better Regulation Executive/National Consumer Council report on information overload
FSA Comparative Tables- FLA Response August 07
FLA points out that FSA proposals are likely to mislead customers
FLA SIVA Consultation Response - August 07
FLA calls for joined up approach to insolvencies
FLA response to Retail Financial Services Green Paper - July 07
FLA leads joint financial services industry response to EU Commission proposals for future regulation
Joint industry letter re Retail Financial Services Green Paper
High level response to Commissioner McCreevy - 17 July 2007
FLA Response to CC's Issues Statement
Competition Commission Inquiry into PPI
FLA submission to Lords Inquiry on surveillance society - 18 June 2007
Lords Constitution Committee Inquiry
Letter to Citizens Advice Scotland ref PPI Pamphlet
Companies Act Consultation Response
31 May 2007
Oxera report on CCD - April 2007
Research into impact of proposed Consumer Credit Directive
FLA submission to HAC Inquiry on surveillance society - April 07
House of Commons Home Affairs Committee Inquiry
Response to CC's Initial draft Questionnaires
FLA Responds to CC's Draft PPI Questionnaires
Green Opportunity: Accelerating the Financing of Low Carbon Assets
UK Social Investment Forum report - foreword by FLA Chairman, Sam Geneen
IASB/FASB Leasing Project
Paper signed by leasing representative bodies around the world, led by FLA, on issues which need to be tackled in the lease accounting project
Implementing the 3rd Money Laundering Directive: Draft Money Laundering Regulations 2007
FLA Response to Draft Money Laundering Regulations
Budget letter to Chancellor
FLA letter - 7 March 2007
FLA Competition Commission Submission 2nd March 07
FLA Response to House of Lords Inquiry
FLA Submission to House of Lord
FLA Response to Conservative Party Green Paper on Roads & Road Transport
FLA submission to the Conservative Party
Response to FSA letter ref refunds- final
FLA Response to Refunds on Single Premium Policies
FLA response to the proposed London Low Emission Zone
FLA submission to Transport for London
FLA Response to FSA Industry Guidance.pdf
Response to FSA Industry Guidance
Overindebtedness
Key consumer finance facts
FLA response to DTI on non-consensual data sharing - 11 Jan 07.pdf
FLA submission to TSC Inquiry into into scope of FSA insurance regulation - 15 Nov 06
Treasury Committee inquiry into general insurance regulation
FLA Letter to Chancellor re Pre Budget Report
6 October 2006
2006 Pre Budget Report
FLA letter to the Chancellor of the Exchequer
Voluntary Terminations - reform of consumer credit law
The case for amending the half rule
FLA submission to Lords Inquiry into Mental Health - 29 September '06
Inquiry relates to EU Green Paper on Mental Health
Credit risk and data sharing
FLA's key objectives are to have legislation enacted to enable banks and other lenders to share data on long-running accounts and to persuade the government to agree to share student loan data.
Data protection
The key current issue is the consultation document on penalties for the illegal buying and selling of data.
Fraud
The key current issues are the Fraud Bill, the Fraud Review, and the Home Office consultation document on new powers against organised and financial crime.
Seizure of vehicles by enforcement agencies
FLA paper setting out our concern that vehicles owned by finance companies might be seized and disposed of, eg because uninsured, without the finance company's prior knowledge.
Fraud Prevention Investigation
FLA's work to combat fraud
Key Business Facts
Key facts on FLA business finance
Overindebtedness - how do we get Britain out of the red?
Key consumer finance facts
FLA Submission to Conservative Party Group on Overindebtedness - July 06
FLA welcomes the opportunity to contribute to the Conservative Party's review of over-indebtedness. This submission also enables us to highlight other broader market issues, including financial inclusion and financial capability
Company Law Reform Bill
While FLA supports the overarching principles of the reforms we are keen to ensure that worrying unintended consequences of the reforms are avoided and that members' interests are safeguarded notably with regard to directors' home addresses.
FLA submission to All-Party Parliamentary Group on ID fraud
Submitted 19 April 2006
The Home Computing Initiative: Briefing from the Finance & Leasing Association (FLA)
The Home Computing Initiative (HCI) is a worthwhile scheme aimed at encouraging access to IT by employees. FLA is concerned by the Chancellor's decision to abolish the HCI scheme.
FLA Campaigning for You 2005/6
Summary of FLA policy work, successes and achievements in 2005.
FLA Election Manifesto 2005
FLA sets out its pre-election shopping list
Consumer Credit Complaints
This issue concerns the provision of Alternative Dispute Resolution (ADR), for disputes arising under the Consumer Credit Act 1974, by the Financial Ombudsman Service (FOS).
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