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Lending Code

The Code sets out best practice in consumer lending to which the Chief Executives of full members must sign up when they join the FLA. This Statement of Compliance confirms that the company is fulfilling the requirements under the Code and will continue to do so fo the next 12 months. It is a condition of FLA membership.

If a customer feels that a member firm has not complied with the Code, they can contact the FLA and take advantage of the conciliation service we run. Further details can be found here.

An independent group of consumer and industry representatives oversees compliance with the Code and conducts inspection visits. The Code is regularly updated to keep it relevant and effective in terms of the protection it offers.

Latest Lending Code – please click on the image below

 

Lending Code 2012 - Revised October 2014

Lending Code 2012 – Revised October 2014

Past Lending Codes – please click on the required image below

Lending Code 2012

Lending Code 2012

Lending code Cover_small

Lending Code 2006

FLA Lending Code 04

Lending Code 2004

LendingCode2002

Lending Code 2002

Payday and short-term loan Addendum to the Lending Code
Payday and Short-term Loans Charter

To view The Lending Code Annual Reports please select the required link below:

Lending Code Annual Report 2014.pdf

Lending Code Annual Report 2014

FLA-Lending_Code_Annual_Report_2013 - Cover

Lending Code Annual Report 2013

Lending Code Annual Report 2012 - Key Facts

Lending Code Annual Report 2012 – Key Facts

Lending Code Annual Report 2012

Lending Code Annual Report 2012

Lending Code Annual Report 2011

Lending Code Annual Report 2011

Lending Code Annual Report 2010

Credit-report-factsheet-2015  Your-credit-decision-explained-2015 Repaying-your-loan-early-2015