Programme to follow
The regulatory framework for consumer credit is highly complex and has given rise to (and continues to give rise to) much litigation. We’ll consider the Consumer Credit Act 1974 (looking at both credit and hire), and the Financial Conduct Authority’s (FCA) Principles for Businesses and Consumer Credit Sourcebook (CONC).
This virtual one day event, split over two mornings on 2-3 March, offers lenders and those who hire goods an opportunity to explore the evolving regulatory framework, existing case-law and potential future trends.
Attending this briefing will help delegates to understand:
- How to recognise when a regulated credit agreement, or a regulated consumer hire agreement, is enforceable and when it is not.
- How the Court has interpreted the unfair relationship provisions (including looking at the risks of selling add on products like payment protection insurance or GAP).
- What lenders and owners must do before taking steps to end a regulated agreement and recover possession of any goods or land.
- The impact of CONC on the debt recovery process.
- Your responsibility for others and the impact of CONC 1.2.2R