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Motor Finance

2015 Consumer Credit Litigation – A Legal Framework

2015 Consumer Credit Litigation - July-mini web

The Consumer Credit Act 1974 (as amended by the Consumer Credit Act 2006 and, even more recently, by the EU Consumer Credit Directive) is a notoriously difficult piece of legislation for both creditors and debtors. It has understandably created a significant number of legal challenges. This course considers how best to avoid such disputes.


Course content includes:

  • When a regulated consumer credit or hire agreement is enforceable and when it is not
  • How the Court has used the unfair relationship provisions so far
  • What creditors must do before taking steps to terminate a regulated agreement or recover goods or land from debtors or hirers
  • Issues of second charge lending and the notoriously complex bills of sale
  • Hints and tips for consumer credit litigation
  • Enforcement of judgments or orders