Asset Finance


Consumer Finance


Motor Finance


Introduction to Consumer Credit

Intro to Consumer Credit

This introductory course offers delegates a comprehensive grounding in the key elements of consumer credit regulation. It covers the complexities of advertising and the fundamentals of documentation, including key clauses in agreements and the implications of early settlement.

Changes to the regulatory framework for consumer credit will also be covered to give delegates an overview of current legislation, including the Consumer Credit Act, the Consumer Credit Regulations, and the Financial Conduct Authority’s Consumer Credit Source Book.

By the end of the course, delegates will:

  • Be aware of the changing regulatory landscape, how enforcement mechanisms operate and the impact of consumer credit regulation on marketing and advertising
  • Understand how consumer credit agreements are structured including the classification of agreements, how credit and charges interact and the features of multiple, regulated and exempt agreements