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Understanding Credit Scoring

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Credit scoring is now the most common means of making consumer lending decisions.

This workshop explores the basics of how credit scoring works in a modern consumer lending
business – the processes, the strategy, and the decisions. With a focus is on what scorecards look like, and how to use and manage them, the workshop is non-technical and aimed at the business user or strategist.

By the end of the course delegates will understand:

– „„ What credit scoring is and why it is used
„„-  What a credit scorecard looks like
„„-  The typical scorecard development process and timings
„„-  The issues to do with managing and using the scorecard, including scorecard over-rides
„„-  The issues in setting the scorecard cut-off