Asset Finance

Consumer Finance

Motor Finance

2017 Annual Motor Finance Convention

9:00 Registration & coffee

9:45 Welcome and opening remarks
Tim Smith, Black Horse Motor Finance

10:00 Working for you
Stephen Sklaroff, FLA

10:20 UK economic and credit market outlook
Matthew Trott, Bank of England
• Macroeconomic overview
• Latest economic forecasts
• Credit markets analysis and forecasts

10:50 The FCA’s motor finance review
Jonathan Phelan, Financial Conduct Authority
• Overview of the motor finance review and what it seeks to achieve
• Stimulus behind the review and any risks identified
• Programme of work, related projects, engagement with lenders and next steps

11:20 Refreshments

12:00 Working together to achieve good and consistent customer outcomes
Jo Davis, Locke Lord LLP
• FCA requirements, managing legal risks, avoiding misselling
• Dealer performance management and good MI measures
• Product suitability – doing enough to find the customer the right finance product

12:30 The future role of motor finance broking: working effectively across the supply chain
Richard Hoggart, DSG Financial Services
• Recent developments in the motor finance broker environment
• The challenges with working with dealers and finance providers
• The future of the channel and partnership opportunities

13:00 Innovative approaches to assessing creditworthiness
Andy Wills and Rob Haslingden, Experian
• Proposed new FCA rules and impact on measuring creditworthiness
• Recent innovations in assessing income and expenditure
• The future of credit scoring and the FCA’s approach to developing new technology

13:30 Lunch

14:30 Implementing an industry standard for motor finance web metrics
James Tew and Rob Severs, iVendi
• The current online motor finance market place
• The impact on consumer/business outcomes and behaviour
• The impact on motor finance products, strategies and dealerships

15.00 New vehicle technology: the future role of motor finance
Ian Dewsnap, Benchmark Consulting
• What new vehicle technologies are currently being introduced?
• How this will affect the way consumers use vehicles
• How this will change the role of motor finance

15:30 Designing products to appeal to the customers of the future
Jamie Hamilton, Deloitte LLP
• Customers of the future
• What product features should be considered?
• Future technologies that can be used to facilitate the provision of finance

16:00 Closing remarks

16:15 Conference closes