Asset Finance

Consumer Finance

Motor Finance

FLA Regulation Conference – What’s on the horizon and how to stay ahead

09.00 Registration and coffee

10.00 Chairman’s introduction
Mike Britton
Managing Director, Barclays Partner Finance

10.10 FCA regulation: lessons from the first two years
Stephen Sklaroff
Director General, FLA

10.30 FCA Supervision – A market-based approach
• Market-based supervision – a different approach
• FCA thematic work
• Creditworthiness and affordability
• Data reporting requirements

Roma Pearson
Acting Head of Department, Supervision – Retail & Authorisation Division, FCA

11.00 FCA supervision: emerging trends and themes
• Products and services
• Sustainability and affordability
• Vulnerability
• Communications

Gregory Brandman
Partner (FCA Regulatory), Eversheds LLP
Noreen Husain
Regulatory Director, Eversheds LLP

11.30 Coffee break

11.50 Updating the Consumer Credit Act: time for a new approach?
• FCA review of the retained provisions of the CCA
• Where is change really needed?
• Wholescale review or piecemeal updates

Russell Kelsall
Partner, TLT LLP

12.20 Unfair contract terms
• The FCA’s approach to enforcement
• Aspects of Ts & Cs to focus on

Nikki Worden
Partner, Addleshaw Goddard LLP

12.50 Chairman’s summary

13.00 Lunch

14.00 New EU data protection regulation

• Key requirements
• Main changes required by lenders
• ICO Guidance for firms
• Implementation timetable

Iain Bourne
Group Manager – Policy Delivery, Information Commissioner’s Office

14.30 Senior Managers’ Regime: extending its remit

• What to expect from the new SMR
• Differences from Approved Persons
• Effective preparation
• Areas requiring most change

Christopher Lawrenson
Head of Legal Services, Building Societies Association

15.00 Financial services: a consumer view

Liz Barclay
Chairman, Money Advice Liaison Group
FCA Consumer Panel member

15.20 Chairman’s final comments

15.30 Conference closes