09.15 Welcome and introductions
09.30 What is scoring and why credit providers use scoring
- Definition of credit scoring
- Various sources and types of data available
- Why scoring is used so widely within the credit industry
10.30 What is a credit scorecard?
- The basic principles of what a scorecard is and it’s developed
- Time frames
- How to classify accounts as ‘Good’ or ‘Bad’
11.15 What is a credit scorecard? Part 2
- What a developed scorecard looks like
- The pros and cons of various potential scorecard items
12.00 Data Quality and Data Quantity
- The various aspects of data quality – accuracy, reliability, stability, different channels, etc.
- How many scorecards are needed?
- How many cases to build a scorecard?
- How to resolve data quality and data quantity issues
- System testing
- Approaches to scorecard cut-off strategy
15.15 Scorecard monitoring and tracking
- Why it’s necessary to monitor scorecards
- What reports should be produced
- Deciding when a scorecard should be replaced
16.00 Management of over-rides
- Definition of over-rides and why they occur
- Strategy analysis and the impact of over-rides
16.40 Closing Remarks