Asset Finance

Consumer Finance

Motor Finance

Russell Kelsall

Russell Kelsall, Partner, TLT LLP

Russell is a Partner in TLT LLP’s Financial Services Regulation and Financial Services Disputes and Investigation Teams. He heads the firm’s specialist consumer and motor finance teams and deals with both contentious and non-contentious issues.

He has extensive experience dealing with matters involving retail financial products regulated by the Financial Conduct Authority (particularly consumer credit, mortgages, payment services and savings) and disputes arising out of those products.  Russell has a particular specialism in consumer credit.  He often advises on complex issues including permissions, documentation, unenforceability, credit reporting, processes and procedures, remediation and fairness of terms.

He advises many leading financial services firms including banks, building societies, debt purchasers, and motor, asset and consumer finance firms.  He is retained by the Finance & Leasing Association to provide training to its members.

Both Chambers & Partners and Legal 500 have ranked Russell.  He has been described as an “expert in the industry who knows exactly what to do in any given situation”, being “very clued-up and able to give advice in a succinct, practical way”, having an “in-depth knowledge of the Consumer Credit Act”, being “very competent in the consumer finance area” and being a “shockingly clever consumer credit expert”.

Russell is the author of ‘Consumer Credit: Law, Practice & Procedure’.  He is also an editor of ‘Goode: Consumer Credit Law and Practice’, ‘Goode: Consumer Credit Reports’ and ‘Butterworths Financial Regulation Service’.  He is an editor of a number of materials on consumer credit, mortgages and payment services for both Practical Law and LexisNexis.