Asset Finance

Consumer Finance

Motor Finance

Lending Code

The Code sets out best practice in consumer lending to which the Chief Executives of full members must sign up when they join the FLA. This Statement of Compliance confirms that the company is fulfilling the requirements under the Code and will continue to do so fo the next 12 months. It is a condition of FLA membership.

An independent group of consumer and industry representatives oversees compliance with the Code and conducts inspection visits. The Code is regularly updated to keep it relevant and effective in terms of the protection it offers.

Latest Lending Code – please click on the image below

Past Lending Codes – please click on the required image below

Lending Code 2012

Lending Code 2012

Lending code Cover_small

Lending Code 2006

FLA Lending Code 04

Lending Code 2004


Lending Code 2002

Lending Code 2012 - Revised October 2014

Lending Code 2012 – Revised October 2014

Payday and short-term loan Addendum to the Lending Code
Payday and Short-term Loans Charter

To view The Lending Code Annual Reports please select the required link below:

Current Lending Code Annual Report

2017 Annual Report






Lending Code Report Front Page

Annual Report for 2016


FLA Lending Code report 2015 PR FINAL


Lending Code Annual Report 2014.pdf

FLA-Lending_Code_Annual_Report_2013 - Cover

Lending Code Annual Report 2013